Chairman, Social Compact
Chief Business Officer, The PMI Group
President, PMI Mortgage Insurance, Co. (PMI)

As Chief Business Officer of The PMI Group, Inc. and President of PMI Mortgage Insurance Co. (PMI), David H. Katkov is responsible for leading PMI’s sales, product development, government and public relations teams in the delivery of mortgage insurance as the preferred form of credit default protection for low-down payment mortgages. Katkov also oversees PMI’s joint venture ownership interest in CMG Mortgage Insurance Company.

Katkov has been Executive Vice President of The PMI Group, Inc. since August 2001 and Chief Business Officer since November 2008.

Prior to joining PMI, Katkov was a Vice President of US Bank Corporation in Minneapolis, Minnesota.

Katkov represents PMI with industry trade associations that focus on public policy issues in the housing and mortgage marketplace. He is on the Executive Committee of the Mortgage Insurance Companies of America (MICA) and represents PMI with the Mortgage Bankers Association of America. Katkov serves on the Executive Committee of the Housing Policy Council which is an affiliate of the Financial Services Roundtable. Katkov is the Chairman of the Board of Social Compact, a Washington, D.C. non-profit organization dedicated to promoting the revitalization of America’s Inner Cities.

Katkov holds Bachelors and Masters degrees in business from the University of Minnesota’s Carlson School of Management

Chairman, Social Compact Board of Trustees
Vice Chairman, First American Real Estate Information Services, Inc.

Prior to joining First American, Joe was Chairman of Strategic Mortgage Service, Newport Beach, California and has had a long career in real estate insurance and banking business.  He was with PMI Mortgage Insurance Company located in San Francisco, California from 1990 - 1993 and from 1978 to 1990 was President of Amerifirst Mortgage Corporation in Florida, which was at the time, the largest mortgage banking company in the southeastern United States.

Before entering the mortgage banking business Joe served on the U.S. Senate staff of United States Senator, Bob Dole in Washington, D.C. for several years and was an Office Director of the Home Loan Bank Board in Washington.

Joe is currently the Chairman of the Board of Trustees of the Washington, D.C. based Social Compact , served on the Board of Directors of the Mortgage Bankers Association of America and was the Chairman of MORPAC, their political action committee.  Joe has been Chairman of the Fannie Mae Advisory Council and Chairman of the U.S. League Secondary Market Committee.

Joe graduated from Kansas State University in 1966 and received a master’s degree from the same university, where he served on the journalism faculty for two years. He has served as an officer of the United States Naval Reserve.  Joe currently lives with his wife, Colleen, in St. Petersburg, Florida.

Vice Chair, Social Compact
President and CEO, Neighborhood Housing Services of America

Mary Lee Widener is President and Chief Executive Officer of Neighborhood Housing Services of America (NHSA). She co-founded NHSA and led its growth from a $250,000 pilot in 1974 to a social investment conduit of more than $1.5 billion that has provided neighborhood revitalization and homeownership opportunities to hundreds of communities around the country. NHSA purchases nonstandard loans from affiliated community development organizations and their lending partners, and then sells notes backed by the loans and credit enhancements to socially responsive institutional investors.

Ms. Widener currently serves on the board of directors of the PMI Group, the First American Corporation, Social Compact, the S.H. Cowell Foundation, and Operation HOPE, Inc. She is also a member of the board of trustees for the National Housing Conference, a Trustee Emeritus of both the San Francisco Foundation and Partners for Livable Communities, and is a member of the Fannie Mae Advisory Council.

Past professional activities include serving as chairman and director of the Federal Home Loan Bank of San Francisco and chairman of the of the Federal Home Loan Bank of San Francisco’s affordable housing advisory council. She also participated on the U.S. Senate’s National Housing Task Force and in the International Exchange of Housing Professionals sponsored by the Ford Foundation.

Secretary, Social Compact
President and Chief Executive Officer, Affinity Bank

Michael McGuire has led Affinity Bank as its President and Chief Executive Officer since 1996. Prior to joining Affinity Bank, he served as President at three other financial institutions in a career spanning more than thirty years in the banking and mortgage banking industries.

Mr. McGuire’s experience includes the oversight and management of residential and income property mortgage banking departments and has served as Treasurer of a $2 billion California bank. He has also held various positions in several trade associations including Chairman of the California Association of Industrial Banks, Chairman of the Colorado League of Savings Institutions and director of the Western League of Savings Institutions.

Equally involved in housing and economic development on a local and national level, he currently serves as Board President of the Cabrillo Economic Development Corporation, Ventura County’s leading non-profit builder of affordable housing, and as a director of Social Impact, a catalyst for new economic development in the emerging markets of America’s inner-city neighborhoods.

A leading authority on affordable housing finance, Mr. McGuire has oriented Affinity Bank’s multifamily lending programs to encourage the preservation and rehabilitation of existing rental property housing.

Treasurer, Social Compact
Vice President and Chief Operating Officer, Faithworks, Inc.

JoAnn Kane is a nationally recognized social justice advocate and expert in community investment programs to revitalize low income neighborhoods. Ms. Kane has worked throughout the United States to assist organizations led by women to build ten thousand affordable housing units and to increase the impact of the innovative grassroots institutions they lead. In support of this mission, Ms. Kane secured over $40 million in loans and grants to fund hundreds of successful nonprofit development initiatives in underserved communities and develop a new generation of community leaders.

Ms. Kane’s career in neighborhood development started in Baltimore, Maryland. She was a member of the staff of the Department of Housing and Community Development that launched the highly successful $1 House/Urban Homesteading Program. She assisted hundreds of “homesteaders” to secure financing to purchase and rehabilitate homes throughout the City and became the project manager for The Otterbein, a concentrated site of 200 new and rehabilitated homes. The award-winning project was the housing anchor of the redevelopment of Baltimore’s Inner Harbor.

Building on her experience in Baltimore, Ms. Kane joined the national program staff of Neighborworks America. During her four-year tenure, she traveled extensively across the country to identify and fund the expansion of unique community development models including urban lending consortia; energy conservation; and alternative micro finance strategies. The rich combination of travel to diverse communities and the opportunity to work with creative local leaders formed the basis of a national career in support of affordable housing and economic justice.

Ms. Kane was appointed the President and Chief Executive Officer of The McAuley Institute in 1984. For nineteen years, she led the national, nonprofit community development organization in its growth from start-up to its position as a preeminent organization serving low-income women leaders. She directed the delivery of technical and financial services to 2,500 nonprofits and faith-based organizations in 48 states and the District of Columbia. Under her leadership, the Institute’s loan fund grew from an initial capitalization of $200,000 to $15 million. Those funds were recycled many times resulting in over $200 million in local housing development projects in some of the most underserved communities in the nation.

Ms. Kane has contributed to the strengthening of the community development field as the founding director of The National Community Reinvestment Coalition, the America Works Partnership, the Coalition for Low Income Community Development, and The Interfaith Funders Group. She has consistently been recognized for her leadership on a wide range of national boards serving as the Chairperson of the National Neighborhood Coalition; the Treasurer of The Social Compact; the Executive Committee of the National Low Income Housing Coalition; as the Chair of HUD’s Homeownership Opportunities for Women; and as Secretary of the Board for Homes for America.

Ms. Kane’s now leads a consulting firm providing faith-based institutions, grassroots women’s organizations, and community development corporations with a wide range of planning and business tools adapted to meet the needs of nonprofit mission and programs. The firm specializes in holistic approaches that strengthen impact and organizational sustainability through the development of affordable housing, strategic policy and organizing strategies, custom research and analysis, and creative deployment of real estate assets. Clients have included Oxfam America, The Women’s Community Revitalization Project, Wider Opportunities for Women, Faithworks, Southern Mutual Help Association, homeWORD and Global Action for Children.

Her professional recognitions include the Women of Justice award from NETWORK, A Catholic Social Justice Lobby and the David Aschiem Friend of Housing Award. She was awarded an Honorary Doctorate of Humane Letters from Georgian Court College in 2001. In 2008, Dominican University awarded Ms. Kane the Caritas-Veritas Award.

Executive Vice President, KeyBank National Association
President, Community Development Banking, KeyCorp

Bruce D. Murphy is president of Community Development Banking, including Community Development Lending, Residential Mortgage Lending, the Minority/Women’s Business Enterprise program, and Regulatory Compliance.

As president, Murphy leads the Corporation’s construction lending for affordable housing, commercial loans for small business, and residential mortgage lending in low-to-moderate income markets. He also leads the making of equity investments in affordable housing and tax credit projects. Murphy is responsible for the Minority/Women’s Business owners supplier diversity program.

In 1990, Murphy joined Human Resources for AmeriTrust, which later merged into Society Corp, Key’s predecessor. Prior to coming to Cleveland, he spent 12 years in a wide range of both planning and operations functions in Retail and Human Resources at Mellon National Bank in Pittsburgh.

Murphy earned a Bachelor of Arts degree in communications and a masters degree in public management from the University of Pittsburgh. He has also studied at the ABA Graduate School of Human Resources and the University of Michigan’s Human Resources Executive Education Program.

He is a member of Leadership Cleveland; Board President of the United Black Fund; Past Chairman of the Board of Directors of Recovery Resources, and a board member of A.M. McGregor Foundation. Murphy serves on the National Board of Social Compact, Bankers Collaborative of the National Community Reinvestment Coalition, Center for Financial Innovation, and Bank Administration Institute. In addition, he is a booster for the Strongsville Athletic Booster Club and has coached youth baseball, soccer and football in Strongsville, where he resides with his wife Michele and his three children.

Chief Financial Architect, SAS

Clark Abrahams is Chief Financial Architect at SAS, where his responsibilities span R&D, marketing, and sales.  Inventor, author, and former bank executive, he pioneered a revolutionary approach for lending based upon thirty years of experience as a banker and senior risk manager.  In 2008, prior to the financial market meltdown, Abrahams testified about the need for a better consumer lending approach before a House of Representatives Financial Services Subcommittee.  Over the past two years, Abrahams and his co-author Mingyuan Zhang have written two books:  Fair Lending Compliance –Intelligence and Implications for Credit Risk Management (2008), and Credit Risk Assessment – The New Lending System for Borrowers, Lenders, and Investors (2009), both published by John Wiley & Sons. A San Francisco native, Abrahams is a graduate of UC Berkeley and Stanford University.  From January 2007 through June 2008, he served on the Advisory Board of the Metropolitan Program’s Urban Markets Initiative at The Brookings Institution.  Abrahams is a member of the CFA Institute, Risk Management Association, North Carolina Society of Financial Analysts, Global Association of Risk Professionals, and Professional Risk Managers’ International Association. 

Vice President, Community Development, State Farm Fire & Casualty Company

Clayton Adams is vice president - community development in the CorporateLaw Department at State Farm® Corporate Headquarters in Bloomington, IL.

Adams began his State Farm career in 1974 as a corporate attorney. He joinedAetna Life & Casualty in 1982 and returned to State Farm in 1997. He wasNamed executive assistant to the Chairman’s Council in 1998. In 1999 he wasPromoted to vice president - community development in Public Affairs where he led the company’s Community Alliances effort. In 2007 Clayton moved backto Corporate Law where he utilizes his extensive background in government relations to assist in the public policy arena. In addition to his public policywork,he continues to provide guidance and counsel to community development initiatives.

Adams received a bachelor’s degree and a law degree from the University of Colorado in Boulder. He is chairman of the board of directors for Neighborhood Housing Services of America (NHSA), a member of the board of directors for the Congressional Black Caucus Foundation and is on the board of directors for Social Compact. In his local community, Adams is the past president for the McLean County Center for Human Services. He is also a member of the executive board of directors for Athletes Against Drugs in Chicago, Illinois, and is a member of the 100 Black Men of Central Illinois.

Director, Analytics and Business Intelligence, Global Transaction Services, Citi

Senior Vice President and Director of Community Affairs, U.S. Bank

Lisa Glover has been with U.S. Bank for 23 years, beginning her career at Valley National Bank in Des Moines, Iowa in 1986. She has held a variety of positions in consumer banking, audit and trust before being named the Community Development Outreach Officer for the Des Moines market in 1992. In 1994, Lisa joined the corporate compliance group of Firstar Corporation in Milwaukee, Wisconsin and was charged with the development and implementation of a corporate-wide fair lending program. In 1996, CRA regulatory and program management was added to her duties. She managed the Community Development Risk Management department for 10 years, overseeing community development and fair lending compliance across the corporation. In her current position as Director of Community Affairs, Lisa also oversees the bank’s community and multicultural outreach efforts, as well as environmental affairs.

Lisa is a graduate of Iowa State University, with a degree in Finance. She is a member of the Consumer Bankers Association’s Fair Lending and Community Reinvestment Committees, serves on the Board of Directors of Social Compact, is a member of the LISC Advisory Council in Milwaukee, and is a member of the Bankers’ Collaborative Council for the National Community Reinvestment Coalition.

Lisa lives in Waukesha, Wisconsin with her husband and their four children.

Senior Manager, Deloitte Services LP

Bonnie is Deloitte’s Strategic Relationship Manager for the Citigroup Client Services Team. She has significant experience in managing enterprise technology programs with large, global organizations; primarily within the financial services segment. She brings solid understanding of the financial services industry and information management/technology architecture for supporting risk management, marketing, and sales.

Prior to joining Deloitte, Bonnie was the Global Client Executive for SAS, was responsible for the overall SAS at Citi global relationship, SAS’ largest commercial client. Bonnie led a team of account managers in the US, EMEA, and AP focused on sales growth activities. She was also responsible for developing and managing several strategic initiatives between SAS and Citi, including the Social Compact/Citi alliance.

Bonnie has over 20 years business development and global account management experience primarily within the financial services industry. She has an MBA in Finance from NY Institute of Technology, and an undergraduate degree in Economics and Political Science from Brooklyn College (Early in her career she held an internship position with a NYC based community development organization conducting land use surveys throughout Brooklyn, NY).

Executive Vice President, Union Bank of California
Chairman and CEO, Union Bank of California Foundation

Robert A. McNeely is an executive vice president and director of the Corporate Social Responsibility Group for Union Bank of California, N.A. (UB). He is based in San Diego. Mr. McNeely is responsible for coordination of the bank’s community development efforts and he serves as the Community Reinvestment Act (CRA) officer. He also is the chairman and chief executive of the Union Bank of California Foundation.

Mr. McNeely joined Union Bank in 1968. He held positions as employee relations manager, regional sales manager and branch manager. Subsequently, he was a key player in developing the bank’s community reinvestment strategy in the late 1980s, and was named to his post in corporate social responsibility in 1988. That same year he was named a senior vice president.

Mr. McNeely is a graduate of the Pacific Coast Banking School at the University of Washington, Seattle, and the School of Bank Marketing at the University of Colorado, Boulder.

Mr. McNeely is responsible for the Bank’s Community Advisory Board and chairs the Bank’s CRA Committee.

He is vice chairperson of the board of directors for the Center City Development Corporation in San Diego and past president of the board of trustees for the California Historical Society. He serves as chair of the board of directors of the New Covenant Trust Company, wholly owned by the Presbyterian Church (USA) Foundation, and is a director of the San Diego County Dental Health Foundation. Mr. McNeely is an Advisory Board Member for the Neighborhood Bancorp and serves on the Small Business Fund Advisory Committee for the City of Los Angeles’ Community Development Department.

Mr. McNeely also serves as a director for Social Compact and is a member of the President’s Diversity and Equity Community Advisory Council at San Diego State University and the President’s Community Council at Point Loma Nazarene University.

On April 29th, 2008, Mr. McNeely received the Medal of Excellence in Leadership Award and Honorary Doctor of Humane Letters on behalf of the Board of Regents, faculty and staff of Vision International University.

Senior Vice President, Community Development Banking, PNC Bank

A Cincinnati native, Peg has worked for over 25 years in Community Development to revitalize urban neighborhoods.  In fact, she got her start in 1977 as a lead staff and then acting director of the National Federation of Housing Counselors, at the birth of the Community Reinvestment Act.  Now a senior vice president with PNC Bank, Peg is responsible for Community Development Banking in Ohio, Kentucky and Indiana, overseeing innovative loans, investments, grants and service leadership aimed primarily at the inner city hearts of our region.

Peg was previously the director of the City of Cincinnati Department of Community Development and Planning, supervising housing, economic and workforce development, neighborhood and small business, planning, contract compliance and human services.

Between 1977-2001, when she began her public service, Peg was an award-winning community development banker, director of an organization of women business owners, and senior small business executive. Peg is a recognized civic leader with service on many boards and committees, currently including Social Compact’s national board, Greater Ohio, Place Matters, LISC Local Advisory Board, Cincinnati Development Fund, Urban Land Institute Cincinnati District Executive Council, Urban League of Greater Cincinnati, the Continuum of Care for the Homeless, Center for Holocaust and Humanity Education and GO Cincinnati.  A particular challenge at the moment it leading the Homeless to Homes initiative, the CoC’s charge from Cincinnati City Council to develop a first-class plan for comprehensive facilities and services for homeless individuals.

Among other achievements, Peg was a Cincinnati Leading Woman, Cincinnati Business Courier Forty Under 40 honoree, a Community Action Agency Community Bridge Builder, a Fannie Mae Fellow and graduate of the Program for Senior Executives in State and Local Government at Harvard’s JFK School, and a member of Leadership Cincinnati Class XXIII. In May 2009, she will be recognized by the Cincinnati Human Relations Commission as a Champion Connecting Cultures and Communities.

Peg lives in Cincinnati with her son Nick, a Walnut Hills High School senior.

Senior Vice President and Director of Community Affairs, Fifth Third Bank

Ed Owens III is Senior Vice President and Director of Community Affairs, Fifth Third Bank. As Director of Community Affairs, Mr. Owens manages the department that guides and reviews the Bank’s Community Reinvestment Act lending, investments, grants, and programs.  In addition, Ed is the Bank’s Fair Lending Officer, working with business lines to ensure lending policies and procedures lead to consistent lending results.  Finally, Ed is the primary bank officer charged with the implementation of the Supplier Diversity Program.  Mr. Owens comes to Fifth Third from the Federal Reserve Bank of Cleveland where he worked as a Commissioned Senior Examiner, specializing in bank regulatory compliance and oversight issues.  Ed has been with Fifth Third Bank for six years

Mr. Owens is the Vice Chairman of Easter Seals Work Resource Center and is also a member of the Board of Directors of Social Compact, The Bethesda Foundation, and the Cincinnati Youth Collaborative.

Mr. Owens earned a Bachelor of Business Administration degree in Marketing and Juris Doctorate degree from the University of Kentucky.

President and CEO, Federal Home Loan Bank of San Francisco

Dean Schultz is President and Chief Executive Officer of the Federal Home Loan Bank of San Francisco. Mr. Schultz became President and Chief Executive Officer in April 1991.

Mr. Schultz is a member of the Board of Directors of the Office of Finance, which issues and services debt for the Federal Home Loan Banks. He was appointed to the Board on March 12, 2008, for a three-year term ending March 11, 2011. He is also a member of the Board of Directors of Social Compact, an organization dedicated to increasing business leadership for and investment in lower-income communities.

Prior to joining the Bank, Mr. Schultz was Executive Vice President of the Federal Home Loan Bank of New York, where he had also served as Senior Vice President and General Counsel. From 1980 to 1984, he was Senior Vice President and General Counsel with First Federal Savings and Loan Association of Rochester, New York. He previously was a partner in a Rochester law firm. Mr. Schultz earned a B.A. at Colgate University and holds a J.D. from the Georgetown University Law Center.

Associate, K&L | Gates

Mr. Stolarz is an active member of the K&L Gates’ Pro Bono Committee. Mr. Stolarz is a member of the Criminal Justice Act Felony Panel in the United States District Court for the District of Maryland. Mr. Stolarz’s first appointment from the United States District Court resulted in a partial acquittal after trial. In addition, Mr. Stolarz handles a number of the Firm’s pro bono matters. Mr. Stolarz is currently habeas corpus counsel to an inmate on Death Row in Texas with compelling innocence and mental retardation claims. Mr. Stolarz and other K&L Gates attorneys presented the case to The Catholic University of America’s Columbus School of Law on September 16, 2008. Mr. Stolarz also represents a pioneering non-profit organization in the District of Columbia that seeks to revitalize inner-city neighborhoods, and has assisted in the formation of a school to serve underprivileged students in the District of Columbia metro area.

Prior to joining K&L Gates, Mr. Stolarz was an attorney for The Legal Aid Society, Criminal Defense Division in Brooklyn from 2003 to 2004. He was also an associate at two premiere white-collar criminal defense firms, one in Maryland and the other in New York. He began his legal career as a law clerk for The Honorable Michele D. Hotten of the Circuit Court for Prince George’s County, Maryland.